Stockvel
A stokvel is a savings pool where a group of individuals contribute an agreed-upon monthly amount. The group have full control of how they would like to use that money. Two common methods are to pay out monthly or annually. The group can make monthly pay-outs, or they could keep investing their savings and get a lump sum at the end of the year.
I have joined a stockvel with the members of my community where we get monthly payouts.
Street Kid
Street kid is a term used in South Africa to refer to homeless kids, living on the streets.
I almost a became a street kid when I lost my mother.